From this To this

1. Save the “Before” icon to your computer and open it up in your Paint Shop Pro program.
2. Duplicate the image and set it to Soft Light at 55%.
3. Go to Layers >> New Adjustment Layer >> Color Balance and set your settings as mine:
Shadows: -21, -18, +14
Midtones: -38, -43, +36
Hightlights: -29, 0, -15
And set the layer to Lighten at 100%.
4. Duplicate the background image and move it on top of all the other layers and set it to Soft Light 70%.
5. Take this texture by me and paste it on as a new layer and set it to Darken 100%. Take the eraser tool and erase some of the texture off her face.
6. Take this texture by me and paste it on as a new layer and set it to Screen 100%.
7. Take this and paste it on as a new layer and set it to Soft Light 100%.
8. Duplicate the background image and move it on top of all the other layers and set it to Soft Light 100%.
9. Take this and paste it on as a new layer and set it to Multiply 100%. Take the eraser tool and erase some of the texture off her face.
10. Take this and paste it on as a new layer and set it to Lighten 100%.