Click the text button and a screen should appear. Type in whatever you want and change the settings if you’d like. Now when you’re done typing click ok and the text should appear on the image.
Now go to Edit >> Fade Text. But make sure you don’t deselect your text. Meaning make sure the selection is still around the words on your image while you’re doing this.
Now a new screen should pop up and it says opacity. You can change the opacity as much as you want. I’ll put it to 60.