I wasn’t really sure what to call this effect so I just named it how it was described in its request.
Open up both images in PhotoFiltre. Open up the rock image and go to Edit >> Define Pattern.
Copy and paste the image of Taylor Swift onto the rocks.
Go to Edit >> Fade Paste and change the opacity to 55%.
Using the clone Stamp Tool with my settings as erase the outer parts.
Press the Contrast (+) button twice.